Checked 6 October 2026. Bank of Baroda re-settles its promotion policy and re-issues the circular each cycle. The latest we read is HO:BR:117:239 of 21.10.2025 (test 22.11.2025, vacancies "to be informed"), made under a Settlement of 10.10.2025 that we could not find. No result or later circular was found.
Bank of Baroda changed its clerk to officer rules between its last two circulars, and the changes cut both ways. The circular of 02.12.2024 (exercise 2025-26) announced 700 vacancies, 455 for the All India channel and 245 for the Seniority channel, under a 2012 Settlement. The circular of 21.10.2025 (exercise 2026-27) runs under a new Settlement dated 10.10.2025, prints no vacancy number, shortens the Seniority channel from 15 years to 12, shrinks the test from five subjects per channel to two and prints an interview weight for the first time. This guide sets the two side by side so you can see what moved.
Bank of Baroda’s staff circulars are not on its public careers page. We read both in copies hosted by exam-preparation sites (Adda247 for 2025, BankersAdda for 2024) and label them reported; the bank’s own documents are the text in them. One oddity: BankersAdda’s file path for the 2024 circular is dated 2023/11 while the circular itself is dated 02.12.2024, so we go by the date printed on the circular. We could not find either Settlement the circulars cite.
Circulars HO:BR:116:280 of 02.12.2024 and HO:BR:117:239 of 21.10.2025. Reported copies; bank documents.
- 15 topic tests for Bank clerk-to-officer promotion, one topic at a time
- Every answer explained in full
- A full report on every attempt — what went wrong and what to revise
- Unlimited retakes — one payment, yours for good
The two circulars side by side
| Point | Circular of 02.12.2024 | Circular of 21.10.2025 |
|---|---|---|
| Circular and exercise | HO:BR:116:280; exercise 2025-26 | HO:BR:117:239; exercise 2026-27 |
| Policy it runs under | Settlement on Policy for Promotion from Clerical to Officers’ cadre dated 27.09.2012 | Settlement on Policy for Promotion from Clerical to Officers’ cadre in India - 2025 dated 10.10.2025 |
| Vacancies | 700: All India 455, Seniority 245 (zone-wise table printed) | "Shall be informed in due course" |
| Last date for online applications | 10.12.2024 | 27.10.2025 (window opened 21.10.2025) |
| Cut-off date of eligibility | 10.12.2024 | 01.04.2026 |
| Verification by Regional HR | By 16.12.2024 | By 28.10.2025 |
| Online test | 11.01.2025 | 22.11.2025 |
| Seniority channel: service and age | 15 years; age at most 58 (at most 55 for those who joined the clerical cadre after 27.09.2012) | 12 years; age at most 55 |
| All India channel: age | At most 55 | At most 55 |
| All India channel: service rows | Five rows: 1, 2, 3, 4 and 7 years | Four rows: 1, 3, 4 and 7 years |
| Online test | Five subjects in each channel (six subject names across the two), 60 marks in each channel | Two subjects: 60 marks (All India), 50 marks (Seniority) |
| Interview weight | Interview held; weight not printed | 25 marks (All India), 20 marks (Seniority) |
| Reservation text | Table: SC 15%, ST 7.5%, four PWD categories 1% each; 5% relaxation in qualifying marks | Government, RBI and IBA guidelines "shall be deemed to be a part of the settlement"; no table |
| Seniority promotees: posting | Liable for transfer anywhere under Regulations 17 and 47 of the Officers Service Regulations | Retained in the zone ordinarily for 3 years; All India promotees liable to transfer anywhere |
| Reversion to clerical cadre | Bars the next two exercises | At the bank’s sole discretion, request within 12 months; then bars the next two exercises |
Our arithmetic on the schedules: in 2024 the cut-off date was the same day the window closed; in 2025 it sits 156 days after the window closed (27.10.2025 to 01.04.2026). The 2025 test falls 26 days after the window closed; in 2024 it was 32 days.
Seniority channel: fewer years, a lower age ceiling, a zone guarantee
The Seniority channel needs no qualification, only active service in the clerical cadre. The 2025 circular asks for 12 years against 15 in the 2024 circular, and a flat maximum age of 55 where the 2024 circular allowed 58 (55 for those who joined after 27.09.2012). “Active service” has the meaning in the Settlement and its illustrations, which we could not read. Under the 2025 circular a Seniority promotee is retained in the zone ordinarily for three years; in the 2024 circular a promotee was liable for transfer anywhere. A candidate must choose one channel at application, and the circular says the choice is irrevocable for that exercise.
Annexure I of the circular of 02.12.2024. The zones sum to 245, as the circular prints. Baroda includes Head Office; Ahmedabad includes the Baroda Apex Academy and the Gift City centre; Hyderabad includes the DR site; Mumbai includes BCC; New Delhi includes Government Relationship Department. The 2025 circular prints no zone table.
| Zone | Seniority vacancies, 2025-26 exercise |
|---|---|
| Jaipur | 21 |
| Lucknow | 21 |
| Baroda | 19 |
| Ahmedabad | 16 |
| Pune | 16 |
| Hyderabad | 14 |
| Mumbai | 14 |
| Bareilly | 12 |
| Chennai | 11 |
| Patna | 10 |
| Rajkot | 10 |
| Bengaluru | 9 |
| Bhubaneswar | 9 |
| Kolkata | 9 |
| Mangaluru | 9 |
| New Delhi | 9 |
| Bhopal | 8 |
| Ernakulam | 7 |
| Chandigarh | 6 |
| Ludhiana | 5 |
| North Eastern States | 5 |
| Raipur | 5 |
All India channel: who can apply with how many years
| Row | Circular of 02.12.2024: category | 2024: minimum active service | Circular of 21.10.2025: category | 2025: minimum active service |
|---|---|---|---|---|
| A | Chartered accountant, cost and works accountant, company secretary, PhD or D.Lit in banking-related subjects; or a master’s or post-graduate degree or diploma in computer science (two years, after graduation, as the scan reads); or engineering degree or PG diploma in architecture; or MBA (the circular adds a condition of at least 50% marks in aggregate for these qualifications) | 1 year (confirmed employees) | Chartered accountant, cost and works accountant, company secretary, PhD or D.Lit in banking-related subjects | 1 year (confirmed employees) |
| B | First class graduates or post-graduates (60% in aggregate); or graduates or post-graduates with both parts of CAIIB or CAIB (London); or a one-year computer science PG diploma | 2 years | Graduates or post-graduates; or non-graduates (as on the Settlement date) with both parts of CAIIB or CAIB (London) | 3 years |
| C | Graduates or post-graduates with Part I of CAIIB or CAIB (London); or non-graduates (as on the Settlement date) with both parts | 3 years | Non-graduates (clerks on the Settlement date) with JAIIB, CAIIB Part I or CAIB (London) Part I | 4 years |
| D | Other graduates or post-graduates; or non-graduates with CAIIB Part I | 4 years | Non-graduates (clerks on the Settlement date) | 7 years |
| E | Non-graduates (clerks on the Settlement date) | 7 years | (no fifth row) | - |
Our reading of the two tables (not Bank of Baroda’s wording): an ordinary graduate with no extra qualification needed 4 years in the 2024 circular and 3 in the 2025 circular. A first class graduate (60%) needed 2 years in 2024 and has no separate row in 2025, so needs 3. A graduate with both CAIIB parts moved from 2 years to 3. The 1-year row lost its degree-based entries (a master’s or diploma in computer science, an engineering degree, an MBA), so those candidates now fall under the graduate row. For non-graduates the rows are tied to being a clerk on the Settlement date: 10.10.2025 in the new circular.
Subject names are Bank of Baroda’s. The first segment is "Banking Law and Practice" in 2024 and "Bank’s Internal Products/Guidelines, Banking Operations" in 2025; the second is "Banking Technology" in 2024 and "Digital Banking, Banking Technology" in 2025. They are not identical syllabi, so compare totals rather than slices.
The test: marks and the qualifying bar
| Subject (circular of 02.12.2024) | Seniority: maximum / qualifying | All India: maximum / qualifying |
|---|---|---|
| Banking Law and Practice | 16 / 7 | 16 / 8 |
| Banking Technology | 16 / 6 | 16 / 7 |
| General Knowledge | 10 / 4 | 10 / 5 |
| Rural Banking | 10 / 4 | Not set |
| Reasoning and Problem Solving | Not set | 10 / 4 |
| English | 8 / 3 | 8 / 4 |
| Total | 60 / 24 | 60 / 28 |
| Subject (circular of 21.10.2025) | Seniority: maximum / qualifying | All India: maximum / qualifying |
|---|---|---|
| Bank’s internal products, guidelines, banking operations | 30 / 12 | 40 / 20 |
| Digital banking, banking technology | 20 / 8 | 20 / 8 |
| Total | 50 / 20 | 60 / 28 |
Both circulars call it an online test of objective questions. Neither prints a duration, a number of questions or negative marking, and neither prints a syllabus beyond the subject names. The 2024 circular gives a 5% relaxation in minimum qualifying marks (online test, interview and total) for SC, ST and PWD candidates; the 2025 circular refers instead to Government, RBI and IBA guidelines.
Interview. The candidates who qualify are called “as and when called upon” and there is no second chance for an absentee. The 2025 circular states the weight: 25 marks for the All India channel and 20 for the Seniority channel. The 2024 circular holds an interview but prints no weight, and neither circular prints how test and interview marks combine into the list or the minimum for the interview, so we do not state a formula.
Past service in merged banks, ex-servicemen and the rules after promotion
| Erstwhile bank | Weightage for regular full-time past service |
|---|---|
| Traders Bank Ltd | 1.5:1, one year for every one and a half years |
| Bareilly Corporation Bank Ltd | 1.5:1 |
| Benaras State Bank Ltd | 2:1, one year for every two years |
| South Gujarat Local Cooperative Bank Ltd | 3:1, one year for every three years |
| Dena Bank and Vijaya Bank | 1:1 |
| Memon Co-operative Bank Ltd | None; staff were recruited afresh in the bank |
Ex-servicemen get weightage for armed-forces service at 5:1 (one year for each completed five years), at most 2 years, after 3 years of actual service in the bank following re-employment. The benefit is available once: a person who used it for a special-pay post cannot use it again, and the option, once exercised at the first chance, cannot be changed. Refusing an offer of promotion bars the next two exercises. Reversion in the 2025 circular is at the bank’s sole discretion on a request made within 12 months of promotion, decided by the General Manager (HRM) or Head (HRM); a reverted employee goes back to Customer Service Associate whatever special-pay designation was held, and cannot take part in the next two exercises.
How the application works
Applications go through the bank’s HR Connect, under Employee Self Service, “Apply for Promotion/Selection”. The employee confirms the data in the system or reports a discrepancy in the comment box, states whether any charge sheet, inquiry, prosecution or suspension is pending, and an application number is generated. Regional HR then verifies eligibility and updates the qualification (with percentage of marks), ex-serviceman details, any refusal or reversion, disciplinary cases, category, disability and loss-of-pay, unauthorised-absence and sabbatical details. Employees on leave, training, deputation, unauthorised absence or suspension are to be informed by registered or speed post, by hand and by email, and an employee under suspension may log in to apply. Baroda Academies run pre-promotion training for eligible SC, ST, OBC and PWD candidates. Sabbatical leave bars participation during the period (2025 circular, note v).
What we could not find
- The Settlements of 27.09.2012 and 10.10.2025 that the circulars rest on, which define “active service” and fix the interview and list rules.
- The number of vacancies for the 2026-27 exercise.
- A result, cut-off or merit list for either exercise, and whether the 11.01.2025 and 22.11.2025 tests were held on those dates.
- A syllabus for the two 2025 subjects beyond their names.
If Bank of Baroda has circulated any of these to staff, that document governs.
Practise it, don't just read it
Bank of Baroda’s 2025 test is two subjects, internal products with banking operations and digital banking. Our deposits, cheque, KYC, priority sector and NPA quizzes cover the banking-operations side.
Fifteen practice quizzes of ten questions each are live. Five cover banking law and practice: Banker-Customer Relationship and Deposits, Negotiable Instruments Act, KYC and Anti-Money Laundering, Priority Sector Lending, and Loans, Securities and NPAs. Ten cover bank accounting and branch work: reconciliation, final accounts, bills of exchange, deposit interest, journal entries and ledgers, trial balance, CBS posting, NEFT and RTGS, IT security, and business English. Every answer carries an explanation.
Other banks in this series: Punjab National Bank, Bank of Baroda, Bank of India, Union Bank of India and Central Bank of India. Rules that run across banks are in the eligibility guide, the pattern and syllabus guide, the selection guide and the officer pay guide.
More in this series
- Eligibility by bank: years, JAIIB/CAIIB, age
- Exam pattern and syllabus by bank
- Selection: merit, seniority, vacancies and posting
- Officer pay after promotion: Scale I, DA and allowances
- Preparation: banking law, KYC, PSL and NPAs
- PNB: Selectivity channel, marks and test
- Bank of India: three notices compared
- Union Bank: State Services and All India channels
- Central Bank of India: pattern and eligibility
- SBI clerk to officer promotion (Trainee Officer / JMGS-I): what is public
- Bank promotion Scale I to Scale II: cycles we could source
- Bank promotion Scale II to Scale III: cycles we could source
- JAIIB and CAIIB increments and PQP: pay calculator
- JAIIB and CAIIB syllabus: every paper and module on one map
- Alerts and updates for JAIIB / CAIIB (IIBF)
Frequently asked questions
How many years of service does Bank of Baroda ask for in the Seniority channel?
Twelve years of active service in the clerical cadre in the circular of 21.10.2025, and a maximum age of 55. The circular of 02.12.2024 asked for 15 years and allowed age 58 (55 for those who joined the clerical cadre after 27.09.2012).
What is the Bank of Baroda promotion exam pattern?
The 2025 circular prints an online objective test with two subjects: the bank’s internal products, guidelines and banking operations (40 marks All India, 30 Seniority) and digital banking and banking technology (20 marks in both). The total is 60 for All India and 50 for Seniority; qualifying marks are 28 and 20. The 2024 circular had five subjects in each channel, 60 marks in all.
How many marks is the Bank of Baroda promotion interview?
The 21.10.2025 circular gives 25 marks for the All India channel and 20 for the Seniority channel. Absent candidates get no second chance. The circular does not print the minimum or how test and interview marks combine.
How many vacancies did Bank of Baroda announce for clerk to officer promotion?
The circular of 02.12.2024 announced 700: 455 in the All India channel and 245 in the Seniority channel, with a zone-wise table for the second. The circular of 21.10.2025 says the number will be informed in due course.
Can I switch between the All India and Seniority channels after applying?
No. The candidate exercises an option in the online application and the circulars say it is irrevocable for that exercise.
What is the cut-off date for counting service at Bank of Baroda?
01.04.2026 in the circular of 21.10.2025. In the circular of 02.12.2024 it was 10.12.2024, the last date for applications.
Is JAIIB or CAIIB compulsory for Bank of Baroda promotion?
No. In the 2025 circular it shortens the years only for non-graduates in the All India channel (from 7 years to 4 with JAIIB or CAIIB Part I, or 3 with both CAIIB parts). A graduate needs 3 years either way.
Sources
- reported — Bank of Baroda circular HO:BR:116:280 of 02.12.2024 with Notice (Annexure II) and zone-wise Seniority vacancies (Annexure I): promotion from Clerical to Officers’ cadre in JMG/Scale I, 2025-26 (full text of the bank’s own circular; copy hosted by BankersAdda, whose file path is dated 2023/11 although the circular is dated 02.12.2024)
- reported — Bank of Baroda circular HO:BR:117:239 of 21.10.2025 with its Notice (Annexure I) and application guide: promotion from Clerical to Officers’ cadre in JMG/Scale I, 2026-27 (full text of the bank’s own circular; copy hosted by Adda247)
official = a document published by the conducting body. reported = a news or coaching site we could not check against an original. Where sources disagree this page says so rather than picking one.
