Three CII R04 Pensions and retirement planning practice questions for 2026/27 worked through: a tapered annual allowance calculation, a multiple response question and how to use a timed mock.

CII R04 Practice Questions: 3 Worked Examples for the 2026/27 Tax Year

The CII R04 Pensions and retirement planning exam for 2026/27: 50 questions in one hour, both question formats, questions per learning outcome, the 65% pass mark and the tax tables you get.

CII R04 Exam 2026/27: Format, Pass Mark, Syllabus and Tax Tables

A core unit of the Chartered Insurance Institute Diploma in Regulated Financial Planning, the qualification that meets the FCA qualification requirements for UK retail investment advisers. Covers the context for pensions planning, the HMRC tax regime for registered pension schemes, pensions law and regulation, defined benefit and defined contribution schemes, the options for drawing pension benefits, State pensions and benefits, and the aims and objectives of retirement planning. Assessed by a one-hour exam of 50 multiple-choice questions.

CII R04 Pensions and Retirement Planning

Two full R04 mock exams for the 2026/27 tax year

CII R04 practice test for 2026/27: 2 full mock exams of 50 questions in 1 hour, figures from the CII 2026/27 exam tax tables, every pension calculation worked step by step. 3 questions free. Independent practice, not by the CII.

Two full R04 Pensions and retirement planning mock exams for the 2026/27 syllabus and the 2026/27 tax year: 50 questions in one hour each, 39 standard and 11 multiple response (shown as numbered statements), spread across the eight learning outcomes following the numbers the CII's syllabus gives as its guide. Every allowance and State benefit figure is taken from the CII's own 2026/27 exam tax tables, the lump sum questions use the lump sum allowance and the lump sum and death benefit allowance, with no lifetime allowance (it ended on 6 April 2024), every calculation is worked step by step, and you see your score by learning outcome. Independent practice, not written or endorsed by the CII.

CII R04 Pensions and Retirement Planning — Syllabus & notes

Exam overview