CII R04 Pensions and Retirement Planning
A core unit of the Chartered Insurance Institute Diploma in Regulated Financial Planning, the qualification that meets the FCA qualification requirements for UK retail investment advisers. Covers the context for pensions planning, the HMRC tax regime for registered pension schemes, pensions law and regulation, defined benefit and defined contribution schemes, the options for drawing pension benefits, State pensions and benefits, and the aims and objectives of retirement planning. Assessed by a one-hour exam of 50 multiple-choice questions.
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CII R04 Practice Questions: 3 Worked Examples for the 2026/27 Tax Year
Three CII R04 Pensions and retirement planning practice questions for 2026/27 worked through: a tapered annual allowance calculation, a multiple response question and how to use a timed mock.
CII R04 Exam 2026/27: Format, Pass Mark, Syllabus and Tax Tables
The CII R04 Pensions and retirement planning exam for 2026/27: 50 questions in one hour, both question formats, questions per learning outcome, the 65% pass mark and the tax tables you get.
Leave with a plan for today.
- 21 min
Study: Pension tax rules
- 6 min
Review what you missed. Write down the reason behind each correction.
- 3 min
Close your notes and recall the main ideas in your own words.
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