PCE Practice Test for Insurance Agents (Malaysia)
For the insurance agents' PCE run by the Asian Institute of Insurance (Aii, formerly MII): 50 questions per route, Route A with B or C in 2 hours, pass mark 50%.
- Every question in English and BM
- Every answer explained
- Timed mocks
- FSA 2013 schedules named
Double-checked questions Real exam pattern Free sample · 3 questions
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Full set 6 tests · English
One payment unlocks all 6 tests
- Route A, B and C: practice set of 25 + timed mock of 50 each
- Every question in English and Bahasa Malaysia
- Your score by topic and your time per question
- Every answer explained from the FSA 2013 or Bank Negara Malaysia
- 3 questions free
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Every test: instant score, answer review and a breakdown of topics to work on
Route A: Basic Insurance · Practice set
Included in the full set
Route A: Basic Insurance · Timed mock
Included in the full set
Route B: General Insurance · Practice set
Included in the full set
Route B: General Insurance · Timed mock
Included in the full set
Route C: Life Insurance · Practice set
Included in the full set
Route C: Life Insurance · Timed mock
Included in the full set
What is inside
The topics below are what our questions cover in each route. Aii's PCEIA programme page describes a broad scope and does not give a detailed topic breakdown or a number of questions per topic.
| Route | What the questions practise | Sets |
|---|---|---|
| Route A: Basic InsuranceAsas Insurans | Risk and insurance concepts, the principles of insurance (insurable interest, utmost good faith and the disclosure duty in Schedule 9 of the Financial Services Act 2013, indemnity, subrogation, contribution, proximate cause), the contract and policy documents, regulation, agents and ethics. | Practice set of 25 + timed mock of 50 in 60 minutes |
| Route B: General InsuranceInsurans Am | Motor insurance, fire and property, personal accident, medical and health, travel, liability and other general covers, underwriting, premiums and claims. | Practice set of 25 + timed mock of 50 in 90 minutes |
| Route C: Life InsuranceInsurans Hayat | Life products (term, whole life, endowment, investment-linked, riders), life policy provisions in Schedule 8 of the FSA 2013, the 15-day free-look period, nomination under Schedule 10, life claims, underwriting and advice. | Practice set of 25 + timed mock of 50 in 90 minutes |
| Total | 75 questions per route and the free sample of 3, every question in English and Bahasa Malaysia | 228 questions |
Aii's combined papers are AB (Basic and General Insurance) and AC (Basic and Life Insurance); it also lists BO and CO, one route only. Each mock follows the official route length of 50 questions. The Route B and Route C mocks run on a 90-minute clock, the time Aii gives for a single route (BO or CO); the Route A mock runs on 60 minutes, half of the 2-hour AB or AC paper, since Aii lists Route A only inside AB and AC. Switch the language above at any time: the questions, answers and explanations are the same in both.
Scoring and your result
- One mark per correct answer, no marks taken off for a wrong one.
- Your score by topic inside each route, so you can see where you lose the most marks.
- Your time per question against the clock, and the reason behind every answer, naming the paragraph of the Financial Services Act 2013 or the Bank Negara Malaysia policy document it comes from.
A score here is your score on our questions. It is not a PCE result and does not predict one.
The insurance PCE, as Aii publishes it
| Route taken | Questions | Time | Fee |
|---|---|---|---|
| AC: Basic and Life Insurance | 100 (Route A 50, Route C 50) | 2 hours | RM 100 |
| AB: Basic and General Insurance | 100 (Route A 50, Route B 50) | 2 hours | RM 100 |
| CO: Life Insurance only | 50 | 1½ hours | RM 95 |
| BO: General Insurance only | 50 | 1½ hours | RM 95 |
- Passing mark: 50%. Languages: English, Bahasa Malaysia and Mandarin. The exam is a Virtual Computer-Based Exam (VCBE).
- You register, print your exam permit and see your result in Aii's iLMS. The fee includes the e-learning module, e-book, e-result and certificate.
- Entry requirement: SPM or MCE with 5 passes including Bahasa Malaysia, or other qualifications deemed equivalent or higher (academic based).
- After you pass, you must register with LIAM (life insurance) or PIAM (general insurance) before you transact any insurance business. Aii says you may forward a copy of your result to the preferred agency manager of the insurer you will represent, who arranges the licensing with the association.
- Aii no longer recognises exemptions for the PCEIA since 8 August 2024. Life agents can also take the combined PCIL (Route A 40, Route C 30, investment-linked 30 questions, 2 hours).
Sources: Asian Institute of Insurance, Pre-Contract Examination for Insurance Agents (PCEIA) and PCIL pages; read on 26 October 2026. Aii is the authority on the exam: check its page before you register. Our questions are written from the Financial Services Act 2013 and Bank Negara Malaysia's insurance and takaful policy documents.
Before you buy
Which PCE is this?
The insurance PCE: the Pre-Contract Examination for Insurance Agents (PCEIA) that you pass before you can register as a life or general insurance agent in Malaysia. It is not the Board of Engineers Malaysia Professional Competency Examination, which uses the same initials.
Are these the real PCE questions?
No. Every question is our own, written to the broad scope Aii describes for the PCEIA (insurance concepts, life and general insurance operations and products, ethical practice), using the Financial Services Act 2013 and Bank Negara Malaysia policy documents. None comes from Aii's exams or its practice examinations, and this set is not made or endorsed by Aii.
Is this for PCE Part A and Part B?
Aii's own page names the parts as routes: Route A Basic Insurance, Route B General Insurance and Route C Life Insurance. This practice test follows those three routes.
Can I practise in Bahasa Malaysia?
Yes. Every question, option and explanation is written in English and in Bahasa Malaysia. Use the switch at the top of the page; it applies to the whole set.
Will this make me pass?
We do not claim that it will. It gives you timed practice in the official route length, your score by topic on our questions and the reason behind every answer, so you can see what to revise in Aii's e-book.
How do I pay and get access?
One payment by card (or PayPal where offered), handled by our payment provider. In Malaysia the price is charged in ringgit, and in the United States, the United Kingdom and the euro area in your own currency; elsewhere in your own currency where we support it, otherwise in Indian rupees with the local figure shown as an estimate. Access opens on this device straight after payment. Sign in afterwards to keep it on your account. Purchase policy.
Independent practice material by ProSyllabus. Not the official exam, and not made or endorsed by the Asian Institute of Insurance. Facts about the exam come from Aii's own pages, read on 26 October 2026.
Disclaimer
Independent practice material by ProSyllabus. Not the official exam, and not made or endorsed by the Asian Institute of Insurance.