CII R05 · 2026/27 syllabus · practice test
CII R05 Practice Test: 2 Full Mock Exams with Explanations
Two full R05 Financial protection mock exams for exams sat from 1 September 2026 to 31 August 2027: 50 questions in one hour each, every one with four options and one correct or best answer, as in the real exam, with the questions on each of the ten learning outcomes following the numbers the CII’s syllabus gives as its guide. Life cover, trusts and underwriting, the taxation of policies, income protection, critical illness, long-term care, State benefits and business protection are all covered, and every answer is explained, with the rule, Act or guidance behind it where one applies. State benefit amounts and tax figures come from the CII’s own 2026/27 exam tax tables. Sit each against the clock, then see your score by learning outcome against the CII’s standard pass mark of 70%. Start with 3 questions free.
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The mocks
Practice exam 1: 50 questions, 60 minutes · Practice exam 2: 50 questions, 60 minutes
Double-checked questions Real exam pattern Free · 3 questions
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Full tests 2 tests
One payment unlocks both tests
- 100 original questions: two exams of 50
- One hour each, as in the real exam
- All ten learning outcomes, following the CII syllabus's guide numbers
- State benefit and tax figures from the CII's 2026/27 exam tax tables
- Every answer explained
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Every test: instant score, answer review and a breakdown of topics to work on
Practice exam 1
Included in the full set
Practice exam 2
Included in the full set
The real exam, from the CII’s own pages
- Format: 50 multiple-choice questions in one hour.
- Each question: four options, labelled A to D, with one correct or best answer; one mark each, and no marks are deducted for an incorrect response.
- Questions per learning outcome: LO1 3, LO2 3, LO3 3, LO4 8, LO5 6, LO6 6, LO7 6, LO8 3, LO9 6, LO10 6. The syllabus calls these a guide, not the actual number in every exam: each will generally be within plus or minus 2.
- Law and tax year: this syllabus is examined from 1 September 2026 to 31 August 2027, on English law and practice in the tax year 2026/2027 unless otherwise stated.
- Tax tables: extracts from tax tables are provided in the exam, and you may not take your own in. The CII publishes the tables for exams from 1 September 2026 to 31 August 2027.
- Pass mark: the unit page states a standard pass mark of 70% and gives the 2025 pass rate as 80.53%. The CII’s Understanding your exam result document explains that marks are adjusted where necessary for the difficulty of each exam version (moderation).
Checked on 25 October 2026 on the CII’s R05 unit page, R05 syllabus, R05 examination guide for 2026/27, tax tables for exams from 1 September 2026 and Understanding your exam result (syllabus and guide published June 2026).
Before you buy
What do I get?
Two full R05 practice exams of 50 questions each, one hour each, every question with four options and one correct or best answer, spread across the ten learning outcomes following the numbers the CII’s 2026/27 syllabus gives as its guide. Every answer comes with an explanation, naming the rule, Act or guidance behind it where one applies. Each exam runs in our exam player (timer, question palette, mark for review) and ends with your score by learning outcome. Retake either exam as often as you like; access does not expire.
Which syllabus and tax year do the questions use?
The 2026/27 R05 syllabus and the 2026/27 tax year, the ones examined from 1 September 2026 to 31 August 2027. Every State benefit amount and tax figure in a question is taken from the CII’s tax tables for exams in that period, read on 25 October 2026.
Is this the current R05 format?
It follows the format the CII describes in its R05 syllabus and its R05 examination guide for exams from 1 September 2026 to 31 August 2027 (both published June 2026), read on 25 October 2026: 50 multiple-choice questions in one hour, each with four options and one correct or best answer.
What is the R05 pass mark?
The CII’s R05 unit page states that the standard pass mark is 70%, which is 35 of 50. The CII explains that, where necessary, it adjusts marks for the difficulty of each exam version so that the same standard applies. Compare your practice score with 70%, remembering that a practice score is not a prediction.
Will my score here predict my R05 result?
No. A practice score shows where you are strong and weak on our questions; it is not a forecast of your exam result.
How do I pay and get access?
One payment by card, handled by our payment provider. The price is shown and charged in pounds in the UK, in your own currency elsewhere where we support it, and otherwise in Indian rupees. Access opens on this device straight after payment. Sign in afterwards to keep it on your account.
Independent practice, not written or endorsed by the Chartered Insurance Institute (CII). These are original questions, not CII specimen or exam questions. They follow English law and practice for the 2026/27 tax year, with every State benefit amount and tax figure taken from the CII’s exam tax tables for 2026/2027; the CII’s syllabus decides what is examined. Purchase policy.
Disclaimer
Are these real exam questions? No. They are original questions written to the learning outcomes in the CII’s R05 syllabus. They are not CII specimen or exam questions, and the CII has not written or endorsed them. The CII’s own examination guide, on its R05 unit page, contains a specimen exam; use it too.