Hva en forsikringsrådgiver gjør, hvilken FinAut-autorisasjon du trenger, prøvene i Skadeforsikring, hva loven krever, utdanning og hva SSB sier om lønnen i 2025.

Forsikringsrådgiver: utdanning, autorisasjon og lønn

Alle de 13 kunnskapsprøvene til FinAut i én tabell: oppgaver, tid, beståttkrav og emner, hvor mange riktige du trenger, og reglene for forsøk, ekstra tid og privatister.

FinAut kunnskapsprøver: antall spørsmål, tid og beståttkrav for alle prøver

Hva FinAut-autorisasjon er, de åtte autorisasjonsordningene, hvilke prøver hver ordning krever, praksiskrav, hva det koster som privatist og hvordan du beholder autorisasjonen.

FinAut-autorisasjon 2026: alle ordninger, prøver, krav og kostnad

Articles related to FinAuts autorisasjonsprøver (kunnskapsprøver) on page 1 

<div style="background:#eef3fb;color:#303846;border:1px solid #c9d7ee;border-radius:12px;padding:14px 18px;margin:0 0 18px"><p style="margin:0;font-size:14px;line-height:1.6"><strong style="color:#171d29">Checked 29 September 2026.</strong> From Inteleos's 5-Year Rule, retake and scheduling pages, the SPI and FE exam pages, the Global Exam Performance Summary PDFs (2013–2025) and the SPI and FE content outlines v24.1. The 2027 FE windows were not published on 29 September 2026.</p></div>

<p style="margin:0 0 16px;line-height:1.7">Nobody earns an ARDMS credential with the Fetal Echocardiography exam alone. FE is a <strong>specialty</strong>: "FE is a qualified specialty for RDCS and RDMS certification. The SPI exam is also required." Passing <strong>Sonography Principles and Instrumentation (SPI)</strong> and FE "within five years of each other, in any order" is the exam component of <strong>RDMS (FE)</strong> or <strong>RDCS (FE)</strong>; you must also qualify under a prerequisite pathway and meet its documentation or completion conditions before the credential is awarded. This guide explains how the five years are really counted, who the rule does not apply to, and how to decide which exam to sit first, using ARDMS's own format and pass-rate figures. ProSyllabus is an independent study site. We are not affiliated with, or endorsed by, ARDMS or Inteleos; every rule below is quoted or summarised from their published pages, and ARDMS decides every application.</p>

<div style="display:flex;flex-wrap:wrap;gap:10px;margin:18px 0"><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">31 Dec</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">of the fifth year after your first pass: the deadline for the second exam</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">0</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">clock for existing RDMS/RDCS holders adding FE</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">SPI</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">year-round, ~110 Q, 2 h, results at the centre</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">FE</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">windowed, ~145 Q, 3 h, scores about 60 days after the window</div></div></div><p style="margin:12px 0 0;font-size:13px;color:#5b6472;margin:-8px 0 18px">Inteleos 5-Year Rule page; SPI and FE exam pages.</p>

Quoted from Inteleos's 5-Year Rule page and the FE exam page.

<p style="margin:0 0 16px;line-height:1.7">Three consequences follow. First, the window is longer than five years to the day: a June pass gets the rest of that year plus five full calendar years. Second, the exam you lose is <strong>the one you passed first</strong>, which might be FE, not SPI. Third, a sonographer who already holds <strong>RDMS</strong> (say, with Abdomen or OB/GYN) or <strong>RDCS</strong> (with Adult Echo) and adds FE is outside the rule entirely. ARDMS makes the no-SPI-retake promise conditional on keeping <strong>Active status</strong>, which means meeting every current Maintenance of Certification requirement — the annual attestation, renewal fee, continuing education and Knowledge Confirmation among them, per Inteleos's MOC pages — and then there is no SPI retake and no deadline.</p>

<div style="background:#fff8e8;color:#3a3020;border:1px solid #f0d9a8;border-left:4px solid #b7791f;border-radius:12px;padding:18px 20px;margin:18px 0"><p style="margin:0 0 8px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#b7791f">Where other pages get this wrong</p><p style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29;line-height:1.5">The 5-year rule makes you retake whichever exam you passed first, and it does not apply to existing RDMS or RDCS holders.</p><p style="margin:0 0 8px;line-height:1.6"><strong style="color:#8a5300">Commonly published instead:</strong> A lapse "means retaking SPI rather than simply resitting the specialty paper", with advice that everyone should check the date SPI was passed before committing.</p><p style="margin:0;line-height:1.6">ARDMS's rule is to "retake the exam you've previously passed" — FE, if FE came first — and the period runs to 31 December of the fifth calendar year. Someone already certified who adds FE as a new specialty has no five-year clock.</p></div>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0" id="fe5y"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">Your 5-year deadline for the second exam</h3><p style="margin:0 0 12px;line-height:1.6">Enter the date you passed your first exam (SPI or FE) and say whether you already hold RDMS or RDCS. The calculator applies ARDMS's calendar-year rule.</p><div style="display:flex;flex-wrap:wrap;gap:10px;margin:0 0 12px"><label style="font-size:13px;font-weight:700;color:#5b6472">First exam passed on<br><input id="fe5y-d" type="date" value="2026-06-06" style="padding:8px;border:1px solid #c9c4b5;border-radius:8px;font-size:16px;max-width:100%;box-sizing:border-box"></label><label style="font-size:13px;font-weight:700;color:#5b6472">Already hold RDMS or RDCS?<br><select id="fe5y-c" style="width:100%;padding:8px;border:1px solid #c9c4b5;border-radius:8px;font-size:15px;margin-top:4px;box-sizing:border-box"><option value="0">No</option><option value="1">Yes, adding FE as a new specialty</option></select></label></div><div id="fe5y-out" style="margin:12px 0 0;padding:12px 14px;background:#ecf7ef;border-radius:10px;line-height:1.6"></div><p style="margin:12px 0 0;font-size:13px;color:#5b6472">Our date arithmetic on ARDMS's rule and its own example (pass on 6 June 2026, deadline 31 December 2031). ARDMS gives no example for a pass on 31 December; check with ARDMS if yours falls on that day.</p><script>(function(){var R=document.getElementById('fe5y');if(!R)return;function g(x){return document.getElementById('fe5y'+x);}function go(){var v=g('-d').value,c=g('-c').value,o=g('-out');if(c==='1'){o.innerHTML='<strong>No 5-year clock.</strong> ARDMS: "The 5-year rule does not apply to adding additional specialties to a certification you have already earned." Keep your credential active and you do not retake SPI.';return;}if(!v){o.innerHTML='Enter the date.';return;}var d=new Date(v+'T00:00:00Z'),y=d.getUTCFullYear(),m=d.getUTCMonth(),dd=d.getUTCDate(),last=y+5,edge=(m===11&&dd===31);var t=new Date(),today=Date.UTC(t.getFullYear(),t.getMonth(),t.getDate()),left=Math.round((Date.UTC(last,11,31)-today)/864e5);o.innerHTML='Pass the other exam by <strong>31 December '+last+'</strong>.'+(left>0?' That is about '+left.toLocaleString('en-GB')+' days from today.':left===0?' That is today, your local date.':' That date has passed: on the rule, you would retake the exam you passed first.')+(edge?'<br><strong style="color:#8a5300">Edge case:</strong> the rule starts the day after you pass, which here is in '+(y+1)+'. ARDMS publishes no example for this day; confirm your date with ARDMS.':'')+'<br>If you miss it, ARDMS requires you to retake the exam you passed first.';}g('-d').addEventListener('input',go);g('-c').addEventListener('change',go);go();})();</script></div>

Our arithmetic on ARDMS's rule, for readers whose browser does not run the calculator.

From the SPI and FE exam pages, the 2026 exam calendar, the fee schedule and both v24.1 content outlines. Fees include a non-refundable USD 100 processing fee.

<p style="margin:0 0 16px;line-height:1.7">The two retake rules look contradictory and are not. Inteleos's retake page (which lists FE) says you "must wait 60 days before you can retake the same exam" and may reapply after three days; the FE page says you "must wait until the next administration". In 2026 the two FE windows (3–26 March and 8 September – 1 October) were more than 60 days apart, so a March fail meant waiting for September. The 2027 windows were not published on 29 September 2026, so future gaps cannot be stated. For planning on the 2026 pattern: <strong>fail SPI and you can be back in about two months; fail FE and you wait for the next published window.</strong></p>

What ARDMS's pass rates say about the order

<figure style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0;margin:18px 0"><figcaption style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">First-time pass rates, SPI vs FE, 2013–2025 (%)</figcaption><div style="margin:0 0 6px"><span style="display:inline-flex;align-items:center;gap:6px;margin:0 14px 6px 0;font-size:13px;color:#303846"><span style="width:14px;height:4px;background:#2f6fb0;display:inline-block"></span>SPI first-time</span><span style="display:inline-flex;align-items:center;gap:6px;margin:0 14px 6px 0;font-size:13px;color:#303846"><span style="width:14px;height:4px;background:#1f7a45;display:inline-block"></span>FE first-time</span></div><svg viewBox="0 0 640 300" width="100%" role="img" aria-label="First-time pass rates, SPI vs FE, 2013–2025 (%)" style="display:block;max-width:100%;height:auto"><line x1="44" y1="260.0" x2="620" y2="260.0" stroke="#ece8dc" stroke-width="1"/><text x="36" 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fill="#1f7a45">81</text><circle cx="572.0" cy="126.3" r="5" fill="#1f7a45"/><text x="572.0" y="116.3" font-size="12" font-weight="700" text-anchor="middle" fill="#1f7a45">77</text><circle cx="620.0" cy="142.0" r="5" fill="#1f7a45"/><text x="620.0" y="132.0" font-size="12" font-weight="700" text-anchor="middle" fill="#1f7a45">75</text></svg><p style="margin:12px 0 0;font-size:13px;color:#5b6472">Official figures. 2013–2021 from the exam pages, which match Inteleos's Global Exam Performance Summary PDFs (2017 appears on the exam pages only); 2022–2025 from the Performance Summary PDFs, because the exam pages print different 2022 and 2023 figures (listed below).</p></figure>

Official rates; the last column is our comparison. Across 2013–2025, SPI's first-time rate was lower than FE's in 8 years (2016, 2017, 2019, 2021, 2022, 2023, 2024, 2025), equal in 1 (2020) and higher in 4 (2013, 2014, 2015, 2018). Since 2019 SPI has not beaten FE on first-time rate. The 2025 Performance Summary also gives repeat-taker rates: FE 41%, SPI 47%.

Both columns are official Inteleos publications and we cannot say which is right, so we print both. Our chart and table use the Performance Summary PDFs for 2022–2025. The exam page's 2023 FE overall figure (89%) is above its first-time figure; the Performance Summary gives 76%, so we draw nothing from the 89%.

<p style="margin:0 0 16px;line-height:1.7">Scale matters when reading these. The older summaries print candidate counts: in 2018, <strong>7,642</strong> first-time candidates took SPI against <strong>349</strong> for FE (10,289 and 477 in total); in 2015, 7,346 against 301; in 2014, 7,471 against 279. With a few hundred FE candidates a year, a swing of a few points is a handful of people. The 2019–2025 summaries print percentages only.</p>

<p style="margin:0 0 16px;line-height:1.7">Pass rates describe different populations, so they do not prove SPI is "harder" for you. They do support a practical reading: physics trips up a meaningful share of candidates, and SPI has the more forgiving logistics. ARDMS says only "in any order"; in our view <strong>SPI first</strong> suits most people new to ARDMS — it runs year-round, the result comes at the centre, a fail costs two months, and a pass starts a clock long enough to fit several FE windows. SPI's largest domain is <strong>Doppler at 34%</strong>, which is also the backbone of FE's function and haemodynamics tasks, so the physics work is not wasted.</p>

Our suggestions from ARDMS's rules; ARDMS itself says only "in any order".

<p style="margin:0 0 16px;line-height:1.7">One point is easy to miss: because FE is windowed, a late clock is tighter than it looks. In 2026 there were two FE windows, 3–26 March and 8 September – 1 October. If your SPI pass leaves you only one or two windows before 31 December of the fifth year, a single failed FE attempt can push you past the deadline. The 2027 windows had not been published on 29 September 2026; the 2026 pattern (applications from December for March, from June for September) is a pattern only, not an announcement.</p>

Choosing RDMS or RDCS happens at the FE exam

<p style="margin:0 0 16px;line-height:1.7">FE is the only ARDMS specialty that counts toward both credentials: RDMS is SPI plus one of Abdomen, Breast, FE, OB/GYN or Pediatric Sonography, and RDCS is SPI plus one of Adult Echo, FE or Pediatric Echo. ARDMS says: "You must choose your certification when you take the exam. It cannot be switched." If you work in an echo lab or plan to add Adult or Pediatric Echo later, RDCS (FE) groups those together; if your base is obstetric and general sonography, RDMS (FE) sits beside OB/GYN. The comparison guide in this series covers that choice in detail.</p>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">More in this series</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6"><a href="/hub/ardms-fetal-echo-content-outline-weights" style="color:#255a45">FE content outline v24.1: domains, tasks and weights</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/ardms-fetal-echo-eligibility-pathways-india-gulf" style="color:#255a45">FE eligibility: prerequisite pathways from India or the Gulf</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/ardms-fetal-echo-fees-timeline-india" style="color:#255a45">FE cost in USD and INR, and the calendar to your credential</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/ardms-fetal-echo-vs-obgyn-vs-pediatric-echo" style="color:#255a45">FE vs OB/GYN vs Pediatric Echo: which specialty to add</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/exam-alert-and-updates-for-ardms-fetal-echo" style="color:#255a45">ARDMS Fetal Echo notice board — official updates</a></li></ul></div>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">Sources</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/resource/5-year-rule/" rel="nofollow noopener" style="color:#255a45">Inteleos — 5-Year Rule</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/exam/fetal-echocardiography/" rel="nofollow noopener" style="color:#255a45">Inteleos / ARDMS — Fetal Echocardiography (FE) exam page (windows, fee, format, scoring, pass rates)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/exam/sonography-principles-and-instrumentation/" rel="nofollow noopener" style="color:#255a45">Inteleos / ARDMS — Sonography Principles and Instrumentation (SPI) exam page</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/resource/exam-statistics/" rel="nofollow noopener" style="color:#255a45">Inteleos — Exam Statistics page and Global Exam Performance Summary reports, 2013–2025 (PDFs)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/wp-content/uploads/2026/05/SPI-Content-Outline_v24.1.pdf" rel="nofollow noopener" style="color:#255a45">ARDMS — SPI Examination Content Outline v24.1 (PDF)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/wp-content/uploads/2026/05/FE-Content-Outline_v24.1-2.pdf" rel="nofollow noopener" style="color:#255a45">ARDMS — Fetal Echocardiography Examination Content Outline v24.1 (PDF)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/resource/re-applicant-resources/" rel="nofollow noopener" style="color:#255a45">Inteleos — Retake and reapply guidelines</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/wp-content/uploads/2026/06/Exam-Calendar-2026.pdf" rel="nofollow noopener" style="color:#255a45">Inteleos — Exam Calendar 2026 (PDF)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/wp-content/uploads/2026/06/Exam-Fee-Schedule.pdf" rel="nofollow noopener" style="color:#255a45">Inteleos — Exam Fee Schedule (PDF)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/certification/registered-diagnostic-cardiac-sonographer/" rel="nofollow noopener" style="color:#255a45">Inteleos — Registered Diagnostic Cardiac Sonographer (RDCS)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/certification/registered-diagnostic-medical-sonographer/" rel="nofollow noopener" style="color:#255a45">Inteleos — Registered Diagnostic Medical Sonographer (RDMS)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/resource/notification-of-results-and-scoring/" rel="nofollow noopener" style="color:#255a45">Inteleos — Notification of Results and Scoring</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/maintenance-of-certification/" rel="nofollow noopener" style="color:#255a45">Inteleos — Maintenance of Certification overview</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/maintenance-of-certification/annual-attestation/" rel="nofollow noopener" style="color:#255a45">Inteleos — Annual Attestation</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/maintenance-of-certification/knowledge-confirmation/" rel="nofollow noopener" style="color:#255a45">Inteleos — Knowledge Confirmation</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/wp-content/uploads/2026/08/SPI_Specialty_Prerequisites_Final-082026.pdf" rel="nofollow noopener" style="color:#255a45">ARDMS — SPI Requirement &amp; Specialty Examination Prerequisites, Final 08-2026 (PDF)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.inteleos.org/resource/paperless-applications-for-students/" rel="nofollow noopener" style="color:#255a45">Inteleos — Paperless Applications for Students (AB, OB/GYN, AE, VT; on-demand exams only)</a></li></ul><p style="margin:12px 0 0;font-size:13px;color:#5b6472"><strong style="color:#1f7a45">official</strong> = a document published by the conducting body. <strong style="color:#8a5300">reported</strong> = a news or coaching site we could not check against an original. Where sources disagree this page says so rather than picking one.</p></div>

<a href="/exam/ardms-fetal-echo">This article has been published in ARDMS Fetal Echocardiography (FE). Explore everything related to it here.</a>

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