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CeMAP 2 as LIBF sets it now: MRT1 (50 questions) and MRT2 (40), one hour each, the pass marks, what each unit covers, LIBF’s own practice and two worked questions.

CeMAP 2 Mock Exam: MRT1 and MRT2 Practice Questions in the Current Format

The mortgage module of the LIBF certificate: MRT1 and MRT2 question counts, the uneven 50 and 40 split, fees and the synoptic assessment that follows

Alerts and Updates for CeMAP 2 UK Mortgage Advice Exam

Articles related to CeMAP 2 UK Mortgage Advice Exam on page 1 

<div style="background:#eef3fb;color:#303846;border:1px solid #c9d7ee;border-radius:12px;padding:14px 18px;margin:0 0 18px"><p style="margin:0;font-size:14px;line-height:1.6"><strong style="color:#171d29">Checked 14 October 2026.</strong> Results and feedback wording is from the Civil Service Careers online-tests page for 2027 entry, read on 14 October 2026. Last campaign’s wording is from our copy of the same page saved on 28 September 2026. Recruitment figures are the GOV.UK Fast Stream recruitment data for 2024, 2025 and 2026. The comparison with the Civil Service Judgement Test is from GOV.UK guidance read on 14 October 2026. Dates can change during a campaign.</p></div>

<p style="margin:0 0 16px;line-height:1.7">The short answer to “what is the pass mark for the Fast Stream online tests” is that <strong>none is published</strong>. The official online-tests page for 2027 entry gives no pass mark, no score format and no method for either the Work-based scenarios test or the Case Study assessment. What it does give is a month for results, a promise of feedback, and a warning about how to read that feedback. This guide prints those lines, shows what last campaign’s page said about pass marks, sets out the published recruitment numbers, and explains what happens after the result. Anyone quoting a figure for the pass mark is not quoting an official page.</p>

<div style="background:#f3f8f4;color:#24342b;border:1px solid #cfe3d6;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">A note from us</h3><p style="margin:0;line-height:1.7">Applying to the Fast Stream is a big step, and there is a lot to take in. We have tried to set out what is published as plainly as we can. Take it one section at a time, and come back whenever it helps.</p></div>

<div style="display:flex;flex-wrap:wrap;gap:10px;margin:18px 0"><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">None</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">pass mark published for either online test, for 2027 entry</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">Dec 2026</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">when the page says results should be available, by email</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">Everyone</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">receives feedback, whether successful or not</div></div><div style="flex:1 1 140px;background:#fbfaf6;border:1px solid #e4e1d8;border-radius:10px;padding:12px 14px"><div style="font-size:24px;font-weight:800;color:#171d29;line-height:1.2">1.0%</div><div style="font-size:13px;color:#5b6472;line-height:1.4;margin-top:4px">of first-preference applications ended in a recommendation, 2026 intake</div></div></div><p style="margin:12px 0 0;font-size:13px;color:#5b6472;margin:-8px 0 18px">Civil Service Careers, online-tests page for 2027 entry (read 14 October 2026); GOV.UK, Fast Stream recruitment data 2026, Table 1.</p>

What the official page says about results

The left column is quoted exactly from the online-tests page as read on 14 October 2026. Those five lines are everything the page says that bears on a result. The words “pass mark”, “score” and “percentile” do not appear on it.

What last campaign’s page said about pass marks

The page for the last campaign did use the words. Our copy saved on 28 September 2026, before the page was rewritten for 2027 entry, carried this sentence about the tests taken in autumn 2025:

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><p style="margin:0;line-height:1.7;font-size:16px">“We aim to set final pass marks for the online test pass marks and inform you of the outcome by early December 2025. Candidates will receive their results periodically and not all at the same time – please make sure you check your homepage and email inbox (including spam) for your results.”</p><p style="margin:12px 0 0;font-size:13px;color:#5b6472">Civil Service Careers, Fast Stream online-tests page, last campaign’s wording, as saved by us on 28 September 2026. The repeated words are in the original.</p></div>

<p style="margin:0 0 16px;line-height:1.7">Two things follow from that sentence, and both are <strong>our reading</strong>. First, pass marks, in the plural, were something the Fast Stream set, to a deadline, after candidates had applied; the page did not announce a figure in advance. Second, results went out in batches, so one candidate hearing before another meant nothing. The page for 2027 entry repeats neither point, so we cannot say the same is true this year. It is the only official text we hold that describes how the marks were arrived at.</p>

The Cabinet Office publishes Fast Stream recruitment data on GOV.UK each year. Table 1 gives vacancies, registrations, applications and the number recommended for appointment, by scheme. The 2026 publication has 20 tables. They break the same measures down by scheme, diversity characteristics, ethnic group, socio-economic background, educational background, home location and age, for external and internal applicants, for the Summer Internship Programme, and as time series from 2013. None of the 20 is a table by stage. So the number who passed the online tests is not published, and neither is a pass rate.

<figure style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0;margin:18px 0"><figcaption style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">2026 intake: from registration to recommendation</figcaption><div style="margin:0 0 10px"><div style="display:flex;justify-content:space-between;gap:10px;font-size:14px;line-height:1.4;margin:0 0 4px"><span style="color:#303846">Registrations</span><strong style="color:#171d29;white-space:nowrap">78,407</strong></div><div style="background:#f1eee6;border-radius:6px;height:12px;overflow:hidden"><div style="width:100.0%;height:12px;background:#1f7a45;border-radius:6px"></div></div></div><div style="margin:0 0 10px"><div style="display:flex;justify-content:space-between;gap:10px;font-size:14px;line-height:1.4;margin:0 0 4px"><span style="color:#303846">Applications by first preference</span><strong style="color:#171d29;white-space:nowrap">69,046</strong></div><div style="background:#f1eee6;border-radius:6px;height:12px;overflow:hidden"><div style="width:88.1%;height:12px;background:#2f6fb0;border-radius:6px"></div></div></div><div style="margin:0 0 10px"><div style="display:flex;justify-content:space-between;gap:10px;font-size:14px;line-height:1.4;margin:0 0 4px"><span style="color:#303846">Recommended for appointment</span><strong style="color:#171d29;white-space:nowrap">703</strong></div><div style="background:#f1eee6;border-radius:6px;height:12px;overflow:hidden"><div style="width:1.5%;height:12px;background:#b7791f;border-radius:6px"></div></div></div><p style="margin:12px 0 0;font-size:13px;color:#5b6472">GOV.UK, Civil Service Fast Stream recruitment data 2026, Table 1, “All schemes” row. The data shows the start and the end of the process and no stage in between.</p></figure>

The publications define the success rate as the number of applicants recommended for appointment as a proportion of applications by first preference. It is a rate for the whole process, from application to recommendation, and it is not an online-test pass rate. Our arithmetic on the 2026 row: 69,046 minus 703 leaves 68,343 first-preference applications that did not end in a recommendation, across every stage combined. How many of those stopped at the online tests is not published.

Reported, not official: the Institute for Government’s explainer on the Fast Stream describes the assessment centre as the stage for candidates who have reached the required standard in the online tests. It gives no figure for that standard either.

How other Civil Service tests set a pass mark, for comparison

GOV.UK does explain the scoring of the standard Civil Service tests used in ordinary job adverts, such as the Civil Service Judgement Test. That guidance is not about the Fast Stream online tests, and nothing on the Fast Stream pages says the same method is used. It is useful because it shows what an official description of a pass mark looks like when one exists.

The pattern in the left-hand column, a pass mark decided after the deadline with an eye on how many people go forward, is consistent with last campaign’s Fast Stream sentence about setting final pass marks. That is our observation. It is not an official statement that the Fast Stream works the same way.

Two official statements sit awkwardly together here, and we print both. The online-tests page says results should be available in December 2026. The assessment-centre guide says the assessment centres run from November until February. The pages do not explain how a centre can run in November if online-test results come in December. One reading is that some candidates are told earlier than December, as last campaign’s “periodically and not all at the same time” would allow; the 2027 pages do not say so. Check your email and your applicant homepage from the day you finish the tests.

<p style="margin:0 0 16px;line-height:1.7">The stages after the tests each have their own guide here: the <a href="/hub/uk-fast-stream-assessment-centre-fsac" style="color:#255a45;font-weight:600">assessment centre</a>, and the dated <a href="/hub/civil-service-fast-stream-application-timeline-2027" style="color:#255a45;font-weight:600">2027 application timeline</a>. If one of your scheme preferences needs additional information, those questions stand between you and the assessment centre for all your schemes, because every question must be completed before you can progress.</p>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">What the official pages say, and what they do not</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6"><strong>You still receive feedback.</strong> The page says feedback goes to every candidate regardless of outcome. Save it when it arrives; no retention period is published for it.</li><li style="margin:6px 0;line-height:1.6"><strong>The online tests cannot be skipped.</strong> The reasonable adjustments page says candidates are not able to bypass the online tests.</li><li style="margin:6px 0;line-height:1.6"><strong>No resit inside the campaign is described.</strong> Nothing on the 2027 pages mentions a second attempt.</li><li style="margin:6px 0;line-height:1.6"><strong>Ordinary Civil Service jobs are a separate route.</strong> Their tests are scored and explained on GOV.UK, and a result there is independent of a Fast Stream result.</li></ul><p style="margin:12px 0 0;font-size:13px;color:#5b6472">How to read the feedback itself is covered in our guide to the Fast Stream feedback report.</p></div>

<div style="background:#ecf7ef;color:#1f3a2a;border:1px solid #b9dec6;border-radius:12px;padding:18px 20px;margin:22px 0"><p style="margin:0 0 8px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#1f7a45">Practise it, don't just read it</p><p style="margin:0 0 12px;font-size:16px;line-height:1.6;color:#171d29">Rate the four actions in a full Fast Stream scenario, free, then see the answers and the reasons for each one.</p><p style="margin:0"><a href="#fs-practice-top" style="display:inline-block;padding:10px 18px;border-radius:999px;background:#1f7a45;color:#171d29;font-weight:700;text-decoration:none">Try the free scenario &rarr;</a></p></div>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">Not published on any official page we read on 14 October 2026</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6">A pass mark, a pass rate or a scoring method for either online test.</li><li style="margin:6px 0;line-height:1.6">Whether the two tests are combined into one result.</li><li style="margin:6px 0;line-height:1.6">Whether the standard differs by scheme, or by the number of vacancies.</li><li style="margin:6px 0;line-height:1.6">The number of candidates who passed the online tests in any year.</li><li style="margin:6px 0;line-height:1.6">The day in December 2026 on which results are released, and whether they are released in batches this year.</li><li style="margin:6px 0;line-height:1.6">Whether a score, band or percentile is shown to candidates.</li><li style="margin:6px 0;line-height:1.6">Any resit or appeal against an online-test result.</li></ul><p style="margin:12px 0 0;font-size:13px;color:#5b6472">Quoted text is from Civil Service Careers and GOV.UK, which publish under the Open Government Licence v3.0. This guide is independent and is not written or endorsed by the Civil Service.</p></div>

<p style="margin:0 0 16px;line-height:1.7">Whatever stage you are at, getting this far takes real effort, and that is worth being proud of. Prepare at a pace that works for you, check the official Civil Service Careers pages for anything that decides your application, and look after yourself along the way. We are wishing you every success.</p>

<figure style="margin:22px 0;padding:18px 22px;background:#fbfaf6;border:1px solid #e4e1d8;border-left:4px solid #1f7a45;border-radius:12px"><blockquote style="margin:0;font-family:Georgia,'Times New Roman',serif;font-size:19px;line-height:1.55;color:#171d29;font-style:italic">Great works are performed not by strength, but perseverance.</blockquote><figcaption style="margin:10px 0 0;font-size:13.5px;color:#5b6472">Samuel Johnson, <cite>Rasselas (1759), chapter 13</cite></figcaption></figure>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">More in this series</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-online-tests-guide" style="color:#255a45">Fast Stream online tests</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-assessment-centre-fsac" style="color:#255a45">Fast Stream assessment centre (FSAC)</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-success-rate-by-scheme" style="color:#255a45">Fast Stream success rates by scheme</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-schemes-eligibility" style="color:#255a45">Fast Stream schemes and eligibility</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-salary-by-year" style="color:#255a45">Fast Stream salary by year</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/uk-fast-stream-vs-alternatives" style="color:#255a45">Fast Stream vs other routes</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-case-study-assessment-practice" style="color:#255a45">Case Study assessment: format and practice</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-work-based-scenarios-tips-feedback-report" style="color:#255a45">Fast Stream feedback report explained</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/civil-service-fast-stream-application-timeline-2027" style="color:#255a45">Fast Stream 2027 application dates and timeline</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-situational-judgement-test" style="color:#255a45">Situational judgement test (Work-based scenarios)</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-numerical-test" style="color:#255a45">Is there a numerical test?</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/civil-service-fast-stream-practice-test" style="color:#255a45">Fast Stream practice test (free)</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-work-based-scenarios-answers-tips" style="color:#255a45">Work-based scenarios answers and tips</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-work-style-questionnaire" style="color:#255a45">Fast Stream work style questionnaire</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/civil-service-fast-stream-example-questions" style="color:#255a45">Fast Stream example questions</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-acceptance-rate" style="color:#255a45">Fast Stream acceptance rate</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/civil-service-graduate-schemes-after-fast-stream-rejection" style="color:#255a45">Graduate routes after a Fast Stream no</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/fast-stream-feedback-report-reapply" style="color:#255a45">Feedback report: a plan to reapply</a></li><li style="margin:6px 0;line-height:1.6"><a href="/hub/exam-alert-and-updates-for-uk-fast-stream" style="color:#255a45">UK Fast Stream notice board — alerts and updates</a></li></ul></div>

<div style="background:#ffffff;color:#303846;border:1px solid #e4e1d8;border-radius:12px;padding:18px 20px;margin:18px 0"><h3 style="margin:0 0 10px;font-size:17px;font-weight:700;color:#171d29">Sources</h3><ul style="margin:0;padding-left:20px"><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fs-online-tests/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Online tests</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fs-online-tests/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Online tests, last campaign’s wording (our copy saved 28 September 2026)</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Understanding the application process</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fs-additional-information/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Additional information</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fs-assessment-centre/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Assessment centre</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fast-stream-assessment-centre-guide-2/fsac-attending/" rel="nofollow noopener" style="color:#255a45">FSAC guide — Attending the virtual Fast Stream Assessment Centre</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fast-stream-assessment-centre-guide-2/fsac-next-steps/" rel="nofollow noopener" style="color:#255a45">FSAC guide — After the Fast Stream Assessment Centre</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.civil-service-careers.gov.uk/fast-stream/fs-how-to-apply/fs-reasonable-adjustments/" rel="nofollow noopener" style="color:#255a45">Civil Service Careers — Fast Stream reasonable adjustments</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.gov.uk/government/publications/civil-service-fast-stream-recruitment-data-2026/civil-service-fast-stream-recruitment-data-2026-html" rel="nofollow noopener" style="color:#255a45">GOV.UK — Civil Service Fast Stream recruitment data 2026</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.gov.uk/government/publications/civil-service-fast-stream-recruitment-data-2025/civil-service-fast-stream-recruitment-data-2025-html" rel="nofollow noopener" style="color:#255a45">GOV.UK — Civil Service Fast Stream recruitment data 2025</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.gov.uk/government/publications/civil-service-fast-stream-recruitment-data-2024/civil-service-fast-stream-recruitment-data-2024-html" rel="nofollow noopener" style="color:#255a45">GOV.UK — Civil Service Fast Stream recruitment data 2024</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#1f7a45;font-weight:700">official</span> — <a href="https://www.gov.uk/guidance/preparing-for-the-civil-service-judgement-test" rel="nofollow noopener" style="color:#255a45">GOV.UK — Preparing for the Civil Service Judgement Test</a></li><li style="margin:6px 0;line-height:1.6"><span style="color:#8a5300;font-weight:700">reported</span> — <a href="https://www.instituteforgovernment.org.uk/explainer/civil-service-fast-stream" rel="nofollow noopener" style="color:#255a45">Institute for Government — Civil Service Fast Stream explainer</a></li></ul><p style="margin:12px 0 0;font-size:13px;color:#5b6472"><strong style="color:#1f7a45">official</strong> = a document published by the conducting body. <strong style="color:#8a5300">reported</strong> = a news or coaching site we could not check against an original. Where sources disagree this page says so rather than picking one.</p></div>

<a href="/exam/uk-fast-stream">This article has been published in UK Civil Service Fast Stream Assessment. Explore everything related to it here.</a>

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