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Cert CII (Certificate in Insurance): Units, Credits, Cost and Time

The CII Level 3 Certificate in Insurance (Cert CII) explained: the 40-credit rule, IF1 and the option units, typical routes by role, what each unit costs, how long it takes, and how the exams work.

Updated 2 hours agoCII · UK Insurance · Qualifications
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Cert CII (Certificate in Insurance): Units, Credits, Cost and Time

Checked 5 November 2026. Credits, units, fees, study hours and pass rates were read on cii.co.uk and in the CII’s qualification specification (March 2026) and 2027 qualifications brochure on 5 November 2026. CII prices change; check the unit shop before you buy.

Cert CII is the member designation for the CII Level 3 Certificate in Insurance. You earn the Certificate with one core unit, normally IF1 Insurance, legal and regulatory, plus option units that bring you to at least 40 CII credits. The Certificate page describes it as one core unit and two option units. At the CII’s UK non-member prices for a digital Enrolment only, read on 5 November 2026, three 15-credit units cost £1,077, and the unit pages give 60 study hours for each. The CII assesses Certificate level units by multiple-choice exams, and each unit page we read gives a standard pass mark of 70%. This guide sets out the units, the credit rule, routes by role, the cost and the time. ProSyllabus is an independent study site. It is not affiliated with the Chartered Insurance Institute (CII), and nothing here is official. Every credit, fee and exam fact below is taken from the CII’s own pages and documents, read on 5 November 2026.

40
CII credits needed
1 + options
core unit (IF1) plus option units
60 hrs
study per 15-credit unit (unit pages)
70%
standard pass mark per unit

CII Certificate in Insurance page, qualification specification (March 2026) and unit pages, read 5 November 2026.

What Cert CII is

The CII describes the Level 3 Certificate in Insurance as “a core qualification for insurance staff working across all sectors of the profession.” It covers general insurance principles and the regulatory environment, the key disciplines of underwriting and claims, and products such as motor, household, healthcare and packaged commercial insurances. The qualification specification (Ofqual qualification number 600/0496/4) says there are no entry requirements. The CII lists the Certificate for, among others, staff in claims handling or underwriting roles in a call or service centre, staff in support functions such as HR, marketing, IT and finance, and apprentices on the Level 3 Insurance Practitioner Apprenticeship.

“Cert CII” is the letters, not a separate qualification. The CII’s 2027 qualifications brochure lists Cert CII as the member designation for the Certificate in Insurance, and adds specialist versions, such as Cert CII (Claims), for holders whose Certificate includes certain units. Designations are for CII members: the brochure says “Members can use their designation”.

The rule: one core unit and at least 40 CII credits

The Certificate page says the qualification “comprises one core unit and two option units from the CII insurance qualifications framework, providing a minimum total of 40 CII credits on successful completion.” The qualification specification puts the test more precisely: “Your selection will need to total at least 40 CII credits including your compulsory unit(s) above.” So the number that decides completion is the credit total, not the number of units.

Core optionCII creditsNotes
IF1 Insurance, legal and regulatory15The usual UK core unit.
LM1 London market insurance essentials and LM2 London market insurance principles and practices10 + 15Both are needed. Adding LM3 instead gives the Certificate in London Market Insurance.
W01 Award in General Insurance (non-UK), and its regional variants15For candidates outside the UK.

From the CII’s Certificate in Insurance page and qualification specification (March 2026), read 5 November 2026. The specification adds that you can count the credits from only one of IF1, LM1 and W01, because of significant syllabus overlap.

There is no prescribed order, but the Certificate page says “it is strongly recommended that you sit the required core unit(s) first as these provide foundation knowledge upon which the others build.” For most candidates that means IF1 first. If you already hold other qualifications, the CII’s recognition of prior learning process may let you carry credits across; the Certificate page asks you to check before you start.

The UK units: credits, exams and study hours

These are the UK units the Certificate page lists, other than the London Market units, with the exam each unit page describes. The page also lists LM3 London market underwriting principles (15 credits); taken with LM1 and LM2 as the core, it leads to the Certificate in London Market Insurance instead. The specification also allows units from the Diploma and Advanced Diploma in Insurance as options, worth 5 to 50 credits each.

UnitCII creditsExamStudy hours2025 pass rate
IF1 Insurance, legal and regulatory (core)152 hours: 100 MCQs6079.65%
IF2 General insurance business152 hours: 100 MCQs6068.19%
IF3 Insurance underwriting process152 hours: 75 MCQs6069.43%
IF4 Insurance claims handling process152 hours: 75 MCQs6074.66%
IF5 Motor insurance products152 hours: 50 MCQs plus 5 case studies of 5 MCQs6058.62%
IF6 Household insurance products152 hours: 50 MCQs plus 5 case studies of 5 MCQs6076.32%
IF7 Healthcare insurance products152 hours: 100 MCQs6061.21%
IF8 Packaged commercial insurances152 hours: 75 MCQs6077.73%
IF9 Customer service in insurance1590 minutes: 50 MCQs written to 10 case studies6078.68%
I10 Insurance broking fundamentals152 hours: 65 MCQs and two case studies of 5 MCQs6077.42%
I11 Introduction to risk management152 hours: 75 MCQs6085.68%
GR1 Group risk1060 minutes: 50 MCQs5058.25%
R05 Financial protection101 hour: 50 MCQs5080.53%

Credits from the CII’s Certificate in Insurance page; exam, study hours and 2025 pass rate from each unit’s page, read 5 November 2026. MCQ means multiple-choice question. Every unit page gives a standard pass mark of 70%.

2025 pass rate by unit
IF1 Insurance, legal and regulatory79.65%
IF2 General insurance business68.19%
IF3 Insurance underwriting process69.43%
IF4 Insurance claims handling process74.66%
IF5 Motor insurance products58.62%
IF6 Household insurance products76.32%
IF7 Healthcare insurance products61.21%
IF8 Packaged commercial insurances77.73%
IF9 Customer service in insurance78.68%
I10 Insurance broking fundamentals77.42%
I11 Introduction to risk management85.68%
GR1 Group risk58.25%
R05 Financial protection80.53%

Each unit page states “The 2025 pass rate for this unit was …”, read 5 November 2026. These are the CII’s published 2025 unit pass rates; they do not predict your own result.

Two things stand out. Most options are 15-credit, 60-hour units with a two-hour exam; GR1 and R05 are smaller, at 10 credits and 50 study hours. And the 2025 pass rates range from 58.25% (GR1) to 85.68% (I11), with IF5 Motor insurance products and IF7 Healthcare insurance products also below two thirds. IF1’s was 79.65%.

Typical routes by role

The CII does not prescribe options by job, but its specialist designations show which units it pairs with which role. The first five rows below come from the member designations in its 2027 qualifications brochure; the underwriting row is our suggestion, because there is no underwriting designation.

RoleA typical routeDesignation it meets
ClaimsIF1 + IF4 + one product unit (IF5, IF6, IF7 or IF8)Cert CII (Claims): Certificate in Insurance including IF4, M85 or 820
BrokingIF1 + I10 + IF8 or IF2Cert CII (Insurance Broking): Certificate in Insurance including I10, M81 or 930
Customer service or contact centreIF1 + IF9 + a product unitCert CII (Customer Service): Certificate in Insurance including IF9
ProtectionIF1 + R05 + IF9Cert CII (Protection): Certificate in Insurance including R05 and IF9
Health and protectionIF1 + IF7 + R05 (or GR1)Cert CII (Health and Protection): Certificate in Insurance including at least two of IF7, R05, GR1
Underwriting (our suggestion)IF1 + IF3 + a product unit for your class of businessCert CII

Designations and the units each requires are from the member designations section of the CII’s 2027 qualifications brochure. M85, 820, M81 and 930 are other CII units that the brochure accepts for those designations; they are not in the tool. The “typical route” column is our illustration of combinations that meet each rule and the 40-credit total, not a CII requirement.

Worked example 1: a protection route that falls short

Worked example 1 · the credit rule

A health and protection adviser plans IF1, R05 and GR1: one core unit and two options. Do they complete the Certificate?

  1. Add the credits: IF1 15 + R05 10 + GR1 10 = 35 CII credits.
  2. The specification needs at least 40, including the core unit. Three units are not enough on their own.
  3. Swap GR1 for IF7 (15 credits): IF1 15 + IF7 15 + R05 10 = 40 credits. The route now completes the Certificate, and with IF7 and R05 it meets the rule for Cert CII (Health and Protection).

No: 5 credits short. Two 10-credit options with IF1 make 35. Among the units in this guide, at least one of the two options must be a 15-credit unit, or another unit is needed.

Credits from the CII’s Certificate page; the 40-credit rule from the qualification specification (March 2026); the designation rule from the 2027 brochure. Arithmetic ours, computed by the route tool below.

How much Cert CII costs

The CII sells each unit separately, so the cost depends on the units, the enrolment option and whether you are a member. Enrolment only gives you the study text and the assessment entry; Enrolment plus, the default option on the IF1 unit page, adds revision aids. The prices below are the CII unit shop’s UK prices for a 12-month enrolment, read on 5 November 2026.

What you buy (per unit)Non-memberMember
Enrolment only, digital: IF1-IF9, I10, I11£359£274
Enrolment only, digital and print: IF1-IF9, I10, I11£399£301
Enrolment only, digital: GR1, R05£242£200
Enrolment plus, digital: IF1-IF8 (for IF1 it adds the Key Facts Booklet, Knowledge Checker and E-learn)£371.78£281.03
Enrolment plus, digital: R05£346.25£289.18
Ordinary CII membership (yearly, plus a one-off admission fee)–£93 + £37

Unit prices from the purchase options on each CII unit page; membership from the CII’s membership levels page; both read 5 November 2026. Printed study texts add postage and packaging at checkout. Revision Extra is sold separately and is not part of Enrolment plus.

The CII is required by its regulators to publish a standardised set of qualification fees, and its qualification specification (March 2026) gives them for UK non-members on a typical route with digital-only options: a Standard Qualification Fee of £477 for the assessments and a Package Fee of £600 for the mandatory learning materials. Together that is £1,077, the same as three 15-credit units at the shop’s £359 digital Enrolment only price (our arithmetic). The specification itself says the best way to work out your cost is the unit shop pages for the units you plan to take, and that members get substantial discounts.

Worked example 2: is membership worth it for three units?

Worked example 2 · member or non-member

A claims handler plans IF1, IF4 and IF6, digital Enrolment only. Is it cheaper to join the CII first?

  1. Non-member: 3 × £359 = £1,077.
  2. Member: 3 × £274 = £822, plus the first year of Ordinary membership, £93 + £37 admission = £130. Total £952.
  3. If you renew membership while you are still studying, add the renewal fee: £93 a year for Ordinary membership when we read the page.

Joining saves £125 on these three units in the first year, before any employer support. Designations are for members: once you hold a CII Certificate, the CII’s Certificate membership level was £155 a year (plus the £37 admission fee) when we read the page.

Prices from the CII unit shop and membership levels page, read 5 November 2026. Arithmetic ours, computed by the route tool below. Ask your employer whether it funds CII study before you buy.

Plan your route and its cost

Build your Cert CII route

Tick the units you plan to sit. The tool adds up the CII credits, the study hours the unit pages give and the cost of the CII’s digital “Enrolment only” option for each unit, and shows which Cert CII designations that combination meets.

Prices are the CII unit shop’s UK prices for a 12-month digital Enrolment only (study text and assessment entry), read on 5 November 2026, and change; Enrolment plus, printed study texts, revision aids and postage cost more. Study hours are the figures on each unit page. Diploma-level option units and the London Market route are not in the tool.

How long Cert CII takes

The Certificate page gives a notional Ofqual Total Qualification Time of 160 hours, which “represents the time a student might typically take to complete the qualification by the shortest combination of units”, rising to 200 hours depending on the units chosen. The unit pages give 60 study hours for each 15-credit unit and 50 for GR1 and R05, and the 2027 brochure recommends 40 to 60 hours a unit.

RouteStudy hours from the unit pagesAt 6 hours a week (our arithmetic)
IF1 + two 15-credit options (45 credits)180About 30 weeks, roughly 10 weeks a unit
IF1 + one 15-credit and one 10-credit option (40 credits)170About 29 weeks
IF1 alone60About 10 weeks

Study hours from the CII unit pages, read 5 November 2026. Six hours a week is our example; your own pace, and the time between exams, will change the total.

Three dates also shape your timetable. Access to the study text and revision aids lasts 12 months from enrolment, and the exam voucher in the assessment entry is valid for 18 months from purchase, according to the IF1 unit page. The CII’s assessment information page says multiple-choice exams “are available daily (subject to availability) at UK and non-UK online exam centres or via remote invigilation” (the March 2026 specification said weekly), and the Certificate page says online MCQ results come immediately on completion. In our reading, that means you can book each unit when you are ready rather than wait for a fixed sitting.

The core unit: IF1 in brief

IF1 is a two-hour exam of 100 multiple-choice questions; the CII’s IF1 examination guide for 2026 says each has four options, labelled A to D, and one correct response. Its standard pass mark is 70% and its 2025 pass rate was 79.65%. The 2026 syllabus has fourteen learning outcomes; the one given the most questions as a guide, 15 of the 100, is the main regulatory and legal requirements applicable to the transaction of insurance business. Our IF1 exam format guide lists every learning outcome with its share of questions, and our IF1 practice questions work through three questions in detail.

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The free questions come from the ProSyllabus CII IF1 practice test: independent practice questions, not CII specimen or exam questions. The CII’s own specimen examination, with its answers, is in the IF1 examination guide on its unit page.

After Cert CII: the Diploma

The Certificate’s credits count towards further CII qualifications. The Level 4 Diploma in Insurance needs a minimum of 120 CII credits, at least 90 of them at Diploma level or above, and the CII recommends completing the Certificate in Insurance, or an equivalent, before you start it. For a Certificate made entirely of Level 3 units, at most 30 of its credits can count towards the Diploma’s 120, because at least 90 must be at Diploma level or above (our reading of the rule); the Diploma also has its own compulsory units, M05 with either M92 or 530, according to the 2027 brochure.

What we could not find

QuestionWhat we found
A deadline for completing the CertificateThe pages we read give no overall time limit; each unit has its own 12-month enrolment and 18-month exam voucher.
Resit prices for IF1 and the 15-credit optionsThe unit shop listed an “Assessment Only” option for GR1 and R05 (£159 non-member, £134 member) but none for the other units on 5 November 2026. Check with CII Customer Service before a resit.
Prices outside the UKWe read the UK English prices only. The specification says costs may vary for those outside the UK.

Frequently asked questions

What is Cert CII?

Cert CII is the CII member designation for the Level 3 Certificate in Insurance. You complete the Certificate with one core unit, normally IF1, plus option units that bring you to at least 40 CII credits.

How many units is the CII Certificate in Insurance?

Usually three: IF1 and two options. The rule is a credit total of at least 40 including the core unit, so IF1 with two 10-credit units (35 credits) is not enough.

How much does Cert CII cost?

At the CII’s UK non-member price for a 12-month digital Enrolment only, read on 5 November 2026, £359 for each 15-credit unit, so £1,077 for three. Members paid £274 a unit; Ordinary membership was £93 a year plus a £37 admission fee.

How long does the Certificate in Insurance take?

The CII gives a Total Qualification Time of 160 to 200 hours. The unit pages give 60 study hours for each 15-credit unit and 50 for GR1 and R05.

Which unit should I take first?

The core unit. The CII strongly recommends sitting IF1 (or LM1 and LM2) first because it provides the foundation the other units build on.

What is the pass mark for Cert CII exams?

Each unit page gives a standard pass mark of 70%. The qualification specification adds that pass marks may vary from exam to exam to take account of their relative difficulty, so that the pass standard stays constant.

Can I sit the exams by remote invigilation?

Yes. The CII says multiple-choice exams are available daily, subject to availability, at online exam centres or via remote invigilation.

Is Cert CII the same as the Diploma?

No. Cert CII is Level 3 and needs 40 credits; the Diploma in Insurance (DipCII) is Level 4 and needs 120 credits, at least 90 at Diploma level or above.

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