CII IF1 Practice Test: Full Mock Exams with ExplanationsFree try up to 5 min, Each mock up to 2 hTry freeup to 5 minUnlock all$ 20.90₹1,799$ 20.90€ 17.90£ 15.90CHF 16.90DKK 135SEK 199NOK 215PLN 79CZK 455AED 79SAR 79QAR 79KWD 6OMR 8BHD 7CA$ 28.90A$ 31.90NZ$ 34.90S$ 27.90HK$ 165RM 95Unlock full accessOne payment · start now$ 20.90₹1,799$ 20.90€ 17.90£ 15.90CHF 16.90DKK 135SEK 199NOK 215PLN 79CZK 455AED 79SAR 79QAR 79KWD 6OMR 8BHD 7CA$ 28.90A$ 31.90NZ$ 34.90S$ 27.90HK$ 165RM 95View detailsSecure payment · one-time, no subscription

Guides & contents

ProSyllabus Journal

How to Get ACII: Credits, Units, Time and the Fastest Route From Cert CII

How to get ACII, the CII Advanced Diploma in Insurance: the 290-credit rule, required units, study hours from Cert CII or Dip CII, CII fees and the fewest-hours route, with a planner.

How to Get ACII: Credits, Units, Time and the Fastest Route From Cert CIIOpen the full article →

Checked 6 November 2026. Credits, units, study hours, fees and pass rates were read on cii.co.uk and in the CII’s Advanced Diploma qualification specification (March 2026) and 2027 qualifications brochure on 5 and 6 November 2026. CII prices change; check the unit shop before you buy.

ACII is the member designation for the CII Level 6 Advanced Diploma in Insurance. To get it you need at least 290 CII credits: 150 or more at Advanced Diploma level, a further 55 at Diploma level or above, and the other 85 from any level, including units M05 Insurance law, M92 or 530, and one of 820, 930 or 960. Your Cert CII and Dip CII credits count towards the 290, and to use the letters ACII you also need to be a CII member. On the CII’s own unit study hours, the fewest-hours route we found from a 45-credit Cert CII is 1,080 hours of further study, and from the 120-credit Dip CII in our second worked example it is 780 hours. This guide sets out the credit maths, the required units, the time and the CII cost, with a planner for your own route. ProSyllabus is an independent study site. It is not affiliated with the Chartered Insurance Institute (CII), and nothing here is official. Every credit, fee and study-time figure below is taken from the CII’s own pages and documents, read on 5 and 6 November 2026.

290
CII credits for the Advanced Diploma
150
of them at Advanced Diploma level
Level 6
RQF level (ACII)
660 hrs
CII Total Qualification Time from the Diploma

CII Advanced Diploma in Insurance page and qualification specification (March 2026), read 6 November 2026.

Try three free IF1 practice questions before you plan your route:

FreeTests: LO9 Indemnity · LO7 Good faith · LO1 Risk within the insurance environment

CII IF1 Practice Test: free sample

Answer 3 questions against the clock, like the real exam. You then see the right answer, the reason and your time on each. About 4 minutes · free · no sign-in.

3 questions to answer▶  Start nowThis one is free · no sign-in neededYour result shows how long each question took you.

What ACII is

The CII’s 2027 qualifications brochure lists ACII as the member designation for the Advanced Diploma in Insurance, an RQF Level 6 qualification. The qualification specification describes Level 6 study as “approximately undergraduate final year level”. The CII’s Associate membership level is for individuals holding the Advanced Diploma in Insurance; on 5 November 2026 it cost £221 a year plus a £37 admission fee. The brochure says members can use their designation.

ACII is also the step before Chartered status. The Advanced Diploma page says that from the Advanced Diploma you can apply for Chartered status, “subject to having five years’ experience, not necessarily post-qualification”, and names four Chartered insurance titles: Chartered Insurer, Chartered Insurance Broker, Chartered Insurance Practitioner and Chartered Insurance Risk Manager. The brochure’s list of Chartered designations also includes Chartered Insurance Underwriting Agent. After the Advanced Diploma you can also work towards Fellowship (FCII), which is not conditional on Chartered status: the brochure lists completing the Advanced Diploma, passing the Business Ethics programme, a major achievement, three years’ continuing professional development and a statement of personal development.

Do not confuse ACII with APFS. APFS is the designation for the CII’s Advanced Diploma in Financial Planning, the adviser route through units such as AF5. It also needs 290 credits but has different required units, and this guide does not cover it.

Cert CII, Dip CII and ACII: the ladder

The three CII insurance qualifications stack: credits from each count towards the next. The CII recommends completing the Certificate before the Diploma, and the Diploma, or an equivalent, before the Advanced Diploma, although the specification says there are no formal entry requirements.

QualificationDesignationRQF levelCredits neededRecommended study per unitCII Total Qualification Time
Certificate in InsuranceCert CII340, including IF1 (or LM1 and LM2)40-60 hours160-200 hours
Diploma in InsuranceDipCII4120, at least 90 at Diploma level or above, including M05 and M92 or 53080-120 hours480 hours (shortest combination)
Advanced Diploma in InsuranceACII6290: 150 Advanced Diploma, 55 more Diploma or above, 85 any level120-180 hours660 hours from the Diploma (660-850)

Designations, RQF levels and recommended study time per unit from the CII’s 2027 qualifications brochure; credit rules and Total Qualification Time from each qualification’s page on cii.co.uk (the Certificate page read 5 November, the Diploma and Advanced Diploma pages 6 November 2026).

For the Certificate itself (the units, the 40-credit rule and what it costs), see our Cert CII guide.

The 290-credit rule, band by band

The Advanced Diploma page states the rule in one sentence: “The Advanced Diploma requires a minimum of 290 CII credits for successful completion, with at least 150 at Advanced Diploma level, and a further 55 at Diploma level or above. The remaining 85 credits can come from any units within the insurance framework.” It then names three requirements that contribute to completion.

RequirementWhat countsIllustrative ways to meet it
At least 150 credits at Advanced Diploma levelThe Level 6 and 7 units: 530, 820, 930, 945, 960, 990, 992, 993, 995, 996, 997Five 30-credit units, or 993 (50 credits) with four others
A further 55 at Diploma level or aboveLevel 4 units (M05, M92, M66-M98), or extra Advanced Diploma creditsM05 plus a 30-credit M unit such as M98, or M05 plus two other M units
85 from any levelAny insurance unit, including Certificate units such as IF1Your Cert CII credits, and the rest of your Dip CII
M05 Insurance law25 credits, Diploma levelAlso a current Dip CII requirement; holders of older Diplomas should ask CII Customer Service about equivalents
M92 Insurance business and finance, or 530 Economics and business25 credits (Diploma) or 30 (Advanced Diploma)Also a current Dip CII requirement; holders of older Diplomas should ask CII Customer Service about equivalents
One of 820 Advanced claims, 930 Advanced insurance broking or 960 Advanced underwriting30 credits each, Advanced Diploma levelPick the one that matches your job

Rule and units from the CII Advanced Diploma in Insurance page and qualification specification (March 2026), read 6 November 2026. The “illustrative ways” column is ours, not a CII rule. CII credit levels follow the brochure’s framework: M units are Diploma level; 530 and the 800 and 900 units are Advanced Diploma level.

Three points in our reading of the rule. First, Advanced Diploma credits beyond the first 150 can make up the further 55 and then the remaining 85 (each credit counts once), which is why 993 can shorten a route. Second, at most 85 Certificate-level credits can count, because 150 + 55 = 205 must come from Diploma level or above. Third, the CII says that “there is no prescribed order in which units must be taken, but it is strongly recommended that you sit the required core unit(s) first”. The unit pages for M05 and M92 assume knowledge of IF1 or an equivalent; the 530 page assumes knowledge typically covered in IF1 or M92, or equivalent examinations.

If you hold older or withdrawn units, the page warns that “certain combinations of current and withdrawn units will result in only one award of CII credits”, and asks you to check with CII Customer Service. 991 London market insurance specialisation and 994 Insurance market specialisation have been withdrawn from sale. You can also ask the CII about recognition of prior learning, and request a Learning Statement, which the brochure says is free and records your units and credits as you achieve them.

FreeTests: LO9 Indemnity · LO7 Good faith · LO1 Risk within the insurance environment

CII IF1 Practice Test: free sample

Answer 3 questions against the clock, like the real exam. You then see the right answer, the reason and your time on each. About 4 minutes · free · no sign-in.

3 questions to answer▶  Start nowThis one is free · no sign-in neededYour result shows how long each question took you.

The units, credits and study hours

Advanced Diploma level units

Every Advanced Diploma unit on sale is assessed by three coursework assignments. The unit pages give a 50% pass mark and a 12-month enrolment with assignments due at 3, 6 and 9 months; the assignments are up to 3,200 words (4,200 for 993).

UnitCII creditsStudy hoursEnrolment only, digital (non-member / member)
530 Economics and business30150£710 / £572
820 Advanced claims30150£710 / £572
930 Advanced insurance broking30150£710 / £572
960 Advanced underwriting30150£675 / £544
945 Marketing insurance products and services30150£710 / £572
990 Insurance corporate management30150£710 / £572
992 Risk management in insurance30150£710 / £572
993 Advances in strategic risk management in insurance50180£1,859 / £1,534
995 Strategic underwriting30150£710 / £572
996 Strategic claims management30150£710 / £572
997 Advanced risk financing and transfer30150£710 / £572

Credits and level from the CII Advanced Diploma page; study hours and prices from each unit’s page and the unit shop, read 6 November 2026. 993 is RQF Level 7; the rest are Level 6. Prices are UK prices; digital and print options cost more.

Diploma level units

The Diploma units on sale are mixed assessment: a coursework assignment within the first 6 months of enrolment (the unit pages say it must be submitted by then, the brochure says passed; 60% pass mark) and a multiple-choice exam passed within 18 months (standard pass mark 65%). M05’s exam is 60 minutes with 50 questions.

UnitCII creditsStudy hoursEnrolment only, digital (non-member / member)
M05 Insurance law25120£644 / £518
M92 Insurance business and finance25100£644 / £518
M66 Delegated authority25100£644 / £518
M67 Fundamentals of risk management25100£644 / £518
M80 Underwriting practice2080£644 / £518
M81 Insurance broking practice2080£644 / £518
M85 Claims practice2080£644 / £518
M86 Personal insurances2080£644 / £518
M90 Cargo and goods in transit insurances25100£644 / £518
M91 Aviation and space insurance30120£644 / £518
M93 Commercial property and business interruption insurances25100£644 / £518
M94 Motor insurance25100£644 / £518
M96 Liability insurances25100£644 / £518
M97 Reinsurance30120£644 / £518
M98 Marine hull and associated liabilities30100£644 / £518

Credits from the CII Diploma in Insurance page; study hours, assessment and prices from each unit’s page and the unit shop, read 6 November 2026. M21 Commercial insurance contract wording has been withdrawn from sale.

The unit pages give average pass rates by unit type rather than by unit: 91.2% for those completing Diploma mixed assessment units in full, and 97.0% for those completing Advanced Diploma coursework units in full. For coursework, the Advanced Diploma page says results come 63 calendar days after you submit. The specification adds that you may be asked to an authenticity interview to talk through an assignment; it does not change your mark.

The fastest route from Cert CII

“Fastest” here means the fewest study hours, using the hours the CII gives on each unit page. The route finder in the planner below tries every combination of the units on sale. Two worked examples:

Worked example 1: from a 45-credit Cert CII

Worked example 1 · Cert CII to ACII

A claims handler holds Cert CII from IF1 and two 15-credit options (45 Certificate-level credits) and nothing at Diploma level. What is the shortest route to ACII in study hours?

  1. Required units: M05 (25 credits, 120 hours), 530 instead of M92 (it counts as Advanced Diploma credit too), and 820 Advanced claims for the job.
  2. Advanced Diploma level: 530 Economics and business, 820 Advanced claims, 930 Advanced insurance broking, 960 Advanced underwriting, 993 Advances in strategic risk management in insurance = 170 credits (at least 150 needed).
  3. Diploma level: M05 Insurance law, M80 Underwriting practice, M98 Marine hull and associated liabilities = 75 credits. With the Advanced Diploma credits that makes 245, over the 205 needed at Diploma level or above.
  4. Total: 170 + 75 + 45 Certificate credits = 290 credits.
  5. Study hours: 150 + 150 + 150 + 150 + 180 + 120 + 80 + 100 = 1,080 hours.

1,080 study hours, 8 units. At the CII’s non-member digital prices that is £6,596 in enrolments. Leaving out 993, whose enrolment cost £1,859, the fewest-hours route is 1,130 hours and £5,806, with 530 Economics and business, 820 Advanced claims, 930 Advanced insurance broking, 960 Advanced underwriting, 945 Marketing insurance products and services, M05 Insurance law, M92 Insurance business and finance, M98 Marine hull and associated liabilities and one further 15-credit Certificate unit.

Credits, levels, hours and prices from the CII unit pages and unit shop, read 6 November 2026; the rule from the Advanced Diploma page. Route and arithmetic ours, computed by the planner below; any route that meets the rule completes the qualification.

Worked example 2: from a 120-credit Dip CII

Worked example 2 · Dip CII to ACII

An underwriter holds Dip CII from IF1, IF4, M05, M92, M85 and M80: 30 Certificate-level and 90 Diploma-level credits, 120 in all. What is left?

  1. M05 and M92 are done, so the only required unit left is one of 820, 930 or 960.
  2. Advanced Diploma level: 530 Economics and business, 820 Advanced claims, 930 Advanced insurance broking, 960 Advanced underwriting, 993 Advances in strategic risk management in insurance = 170 credits.
  3. Total: 120 + 170 = 290 credits, with 260 at Diploma level or above.
  4. Without 993, five 30-credit units give exactly 150 Advanced Diploma credits but only 270 in all, so 20 more are needed: the cheapest in hours is a 20-credit M unit such as M81 (80 hours). That route is 830 hours.

780 study hours with 993, or 830 without it. The CII’s Total Qualification Time from the Diploma is 660 hours by the shortest combination, but your own remaining hours depend on the units and credit levels you already hold: a Diploma that includes 530, for example, already has 30 Advanced Diploma credits. Use the planner below.

Same sources as example 1. Arithmetic ours, computed by the planner below.

Plan your ACII route

Plan your ACII route works on the full page only.Open it →

IF1 is where most routes to ACII begin. Try three free IF1 practice questions:

FreeTests: LO9 Indemnity · LO7 Good faith · LO1 Risk within the insurance environment

CII IF1 Practice Test: free sample

Answer 3 questions against the clock, like the real exam. You then see the right answer, the reason and your time on each. About 4 minutes · free · no sign-in.

3 questions to answer▶  Start nowThis one is free · no sign-in neededYour result shows how long each question took you.

How long ACII takes

The CII gives a notional Total Qualification Time of 660 hours, which “represents the time a student might typically take to upgrade their CII Level 4 Diploma in Insurance to the CII Level 6 Advanced Diploma in Insurance by the shortest combination of units”, rising to about 850 hours depending on the units chosen, plus study time for any additional completion requirement units, such as M05, that you have not already passed. The brochure recommends 120 to 180 hours per Advanced Diploma unit.

Starting pointFurther study hoursAt 8 hours a week (our arithmetic)
Cert CII, 45 credits (worked example 1)1,080About 135 weeks, or 2.6 years
Dip CII, 120 credits (worked example 2)780About 98 weeks, or 1.9 years
Dip CII by the CII’s shortest combination660About 83 weeks, or 1.6 years

Study hours from the CII unit pages and the Advanced Diploma page, read 6 November 2026. Eight hours a week is our example, not a CII figure.

The enrolment windows set the pace. Each Advanced Diploma unit runs for 12 months with assignments due at 3, 6 and 9 months, so two can overlap if you can write two assignments in the same quarter. Each Diploma unit allows 6 months for the coursework and 18 months for the exam. Here is one way to fit worked example 1 into three years, required units first:

YearUnitsStudy hoursPer week over 48 weeks (our arithmetic)
Year 1M05 Insurance law, 530 Economics and business, 820 Advanced claims420About 8.8
Year 2M98 Marine hull and associated liabilities, M80 Underwriting practice, 930 Advanced insurance broking330About 6.9
Year 3960 Advanced underwriting, 993 Advances in strategic risk management in insurance330About 6.9

Our illustration, not a CII timetable. The units and hours are those of worked example 1; check each unit’s current enrolment terms before you buy.

What ACII costs

The CII sells each unit separately. On 6 November 2026 a digital Enrolment only (study text and assessment) cost £710 for most Advanced Diploma units (£572 for members), £675 for 960 (£544), £1,859 for 993 (£1,534), and £644 for each Diploma unit (£518). So the routes above cost:

RouteNon-memberMember (units only)
Worked example 1, Cert CII to ACII (with 993)£6,596£5,348
Worked example 1 without 993£5,806£4,660
Worked example 2, Dip CII to ACII (with 993)£4,664£3,794
Worked example 2 without 993£4,159£3,350

Unit shop prices (UK, digital Enrolment only) read 6 November 2026; arithmetic ours. Member prices need a CII membership; the Diploma membership level was £210 a year when we read the page, and Associate membership £221 once you hold the Advanced Diploma, each with a £37 admission fee.

The qualification specification (March 2026) publishes the CII’s standardised fees for UK non-members on a typical route with digital-only options: for the Advanced Diploma units, a Standard Qualification Fee of £1,912 for the assessments and a Package Fee of £928 for the learning materials, assuming you already hold the Diploma; and, for the additional completion requirements, a Standard Qualification Fee of £2,714 and a Package Fee of £2,008. The specification says that members get substantial discounts, shown on each unit shop page, and that costs vary by route.

What we could not find

QuestionWhat we found
A deadline for completing the Advanced DiplomaThe pages we read give no overall time limit; each unit has its own enrolment period.
How each withdrawn unit countsThe CII lists equivalent units on a separate page and asks you to confirm with CII Customer Service.
Prices outside the UKWe read the UK English prices only. The specification says costs may vary for those residing outside the UK.
A pass rate for each Advanced Diploma unitThe unit pages give one average for all Advanced Diploma coursework units (97.0%) and one for Diploma mixed units (91.2%).

Start with IF1, or an equivalent

IF1 Insurance, legal and regulatory is the core of the Certificate, the unit pages for M05 and M92 assume knowledge of IF1 or an equivalent, and the 530 page assumes knowledge typically covered in IF1 or M92, or equivalent examinations. If you are starting from scratch, IF1 is the usual place for your 290 credits to begin: 15 credits, a two-hour exam of 100 multiple-choice questions, standard pass mark 70%. Our IF1 exam guide covers the syllabus, and our IF1 practice questions work through three in detail.

The free questions come from the ProSyllabus CII IF1 practice test: independent practice questions, not CII specimen or exam questions.

Try three free IF1 practice questions now:

FreeTests: LO9 Indemnity · LO7 Good faith · LO1 Risk within the insurance environment

CII IF1 Practice Test: free sample

Answer 3 questions against the clock, like the real exam. You then see the right answer, the reason and your time on each. About 4 minutes · free · no sign-in.

3 questions to answer▶  Start nowThis one is free · no sign-in neededYour result shows how long each question took you.

Frequently asked questions

What is ACII?

ACII is the CII member designation for the Level 6 Advanced Diploma in Insurance. It needs 290 CII credits, at least 150 of them at Advanced Diploma level.

How many credits do you need for ACII?

At least 290: 150 or more at Advanced Diploma level, a further 55 at Diploma level or above and 85 from any level, including M05, M92 or 530, and one of 820, 930 or 960.

How long does it take to get ACII?

The CII gives a Total Qualification Time of 660 to 850 hours from the Diploma. On the unit pages’ study hours, the fewest-hours route we found from a 45-credit Cert CII was 1,080 hours, and from the 120-credit Dip CII in our second worked example 780 hours.

Can I go straight from Cert CII to ACII?

Yes. The specification has no entry requirements, and your Certificate credits count towards the 85 that can come from any level. The CII recommends the Diploma first, and you still need M05 and M92 or 530, which are Diploma requirements too.

Do I need Dip CII before ACII?

It is not a formal requirement, but the CII recommends completing the Diploma in Insurance or an equivalent first. Your eligible Dip CII credits count towards the 290, subject to the CII’s rules on equivalent units.

How much does ACII cost?

It depends on the units you already hold. On 6 November 2026 most Advanced Diploma units cost £710 each for a digital Enrolment only (£572 for members) and Diploma units £644 (£518). Our fewest-hours route from Dip CII came to £4,664 at non-member prices.

How are Advanced Diploma units assessed?

The units on sale are assessed by three coursework assignments over a 12-month enrolment, due at 3, 6 and 9 months, with a 50% pass mark. Results come 63 calendar days after submission.

Does ACII make me Chartered?

Not on its own. CII members holding the Advanced Diploma can apply for Chartered status, such as Chartered Insurer, once they have at least five years’ experience in the insurance or personal finance professions, which need not be after qualifying.

More in this series

    Practice testTwo full IF1 mock exams, built to the 2026 syllabus
    • 200 original questions: two exams of 100
    • Two hours each, as in the real exam
    • Questions per learning outcome following the CII syllabus guide numbers
    • Your score by learning outcome
    • The syllabus point and the Act, FCA rule or principle behind every answer
    Free try up to 5 min, Each mock up to 2 h$ 20.90₹1,799$ 20.90€ 17.90£ 15.90CHF 16.90DKK 135SEK 199NOK 215PLN 79CZK 455AED 79SAR 79QAR 79KWD 6OMR 8BHD 7CA$ 28.90A$ 31.90NZ$ 34.90S$ 27.90HK$ 165RM 95Try 3 questions freeup to 5 minUnlock the IF1 practice testUnlock full accessOne payment · start now$ 20.90₹1,799$ 20.90€ 17.90£ 15.90CHF 16.90DKK 135SEK 199NOK 215PLN 79CZK 455AED 79SAR 79QAR 79KWD 6OMR 8BHD 7CA$ 28.90A$ 31.90NZ$ 34.90S$ 27.90HK$ 165RM 95View detailsSecure payment · one-time, no subscription
    Exam alertsGet alerts for CII IF1 Insurance Legal and Regulatory ExamDates, results and cutoffs, by email when they are announced. Free.Sign in to get alerts
    Exam pagePreparing for CII IF1 Insurance Legal and Regulatory Exam?Syllabus, exam pattern, dates and every guide we have on CII IF1 Insurance Legal and Regulatory Exam, in one place.Open the CII IF1 Insurance Legal and Regulatory Exam page →